Richard Hay is an international tax principal with Stikeman Elliot, LLP and the head of the London Private Capital Group. The London Private Capital Group advises banks and private clients on tax, commercial, regulatory and political risk aspects of international estate planning structures for high net worth families, particularly those in Canada, Latin America and Europe. The group also advises governments, financial institutions and private clients on financial regulation and the information exchange initiatives conducted by the OECD, the EU, the FATF and the IMF.